Holiday Accounts

Holiday Clubs are a great alternative to getting loans, or charging up your credit cards for the holidays!  It is a separate conditional savings account for you to set aside money ahead of time.  The enrollment is from November 1st thru February 28th.  You may only withdraw funds the very next year once during the same period without penalty.  If you should withdraw the funds prematurely, you are subject to a $5.00 fee.  You may have payroll deduction for this account as well as the freedom to deposit at any time.