Share Certificates
Annual Percentage yield is accurate as of
as of September 20, 2010*
*Rates subject to change without notice.
| Term | Dividend Rate | Annual Percentage Yield |
| 2 Years | .44% | .44% |
Minimum Balance = $1,000
Dividends Paid at Maturity.
Program Subject to Change Without Notice!
Fees could reduce the earnings the earnings on the account.
A penalty fee will be imposed for early withdrawal.