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SCHEDULE OF FEES |
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AS OF 10/01/2011 |
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SHARE ACCOUNTS |
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Early closure fee- open less than 12 months |
$5.00 |
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Cash withdrawal (Per $100 after $500 |
$1.00 |
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per day with no checking) |
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Cashier's Check after 1 free per month |
$1.00 |
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Quarterly Inactive Fee – Balance below $200 |
$15.00 |
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After No activity for 1 year |
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LOAN FEES |
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Refinance fee – Less than 6 months old |
$50.00 |
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Consolidation Loan fee (multiple checks) |
$25.00 |
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GAP Insurance |
$200.00 |
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HELOC Application |
$250.00 |
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DEBIT CARDS |
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Update Balance |
$5.00 |
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Set-up fee (one time) |
$5.00 |
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Replacement card (Without old card returned) |
$5.00 |
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Withdrawal exceeding avail bal |
$30.00 |
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Returned check deposit in an ATM |
$32.00 |
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Empty Envelope deposit |
$32.00 |
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ATM Cash withdrawal - after 3 per month |
$1.00 |
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IRA FEES |
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Annual service charge |
$10.00 |
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Withdrawal fee |
$5.00 |
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(if not closed or normal distribution) |
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Close or transfer |
$15.00 |
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SHARE CERTIFICATES |
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Early Closure Fee = 3 month's interest |
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GENERAL AND |
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ADMINSTRATIVE CHARGES |
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Returned Mail - per attempt (after 30
days) |
$2.00 |
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Faxes. 1st page $1.00 (.25 per page after) |
$1.00 |
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Wire transfer- domestic |
$35.00 |
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Wire transfer- international (minimum charge) |
$70.00 |
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Money Orders |
$1.00 |
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VISA advances for non CU VISA |
$5.00 |
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Account Research - per 1/2 hour |
$20.00 |
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Check cashing - per $100 |
$1.00 |
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Stop payment of official check |
$15.00 |
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Returned checks |
$30.00 |
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Print Outs/Photo Copies (per page) |
$0.25 |
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Garnishment Fee |
$5.00 |
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SHARE DRAFT & ACH ACCOUNTS |
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Premium Direct Deposit: Service Charge |
$0.00 |
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Debit Only: Service Charge - bal under $200.00 |
$6.00 |
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Standard: Service Charge - bal under $200 |
$6.00 |
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Basic Checking: Service Charge |
$12.00 |
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Cash Withdrawal- (per $100 after $1,000 |
$1.00 |
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per day - with checking) |
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Stop payment of member's draft/ACH |
$5.00 |
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Overdraft Protection. Shares to Checking. |
$5.00 |
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(3 free per month) |
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Checks not paid due to insufficient funds |
$30.00 |
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Checks paid without funds available (C.U. |
$30.00 |
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Disgression) |
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Photocopy of paid draft - after 2 free per mo. |
$3.00 |
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Temporary Checks (per Page of 4 checks) |
$1.00 |
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CHRISTMAS CLUB ACCOUNTS |
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Early withdrawal fee |
$5.00 |
